Accident insurance
While accidents cannot always be avoided, their financial consequences may be softened. Accident insurance will help you protect employees from financial burdens following an accident.
Risks covered by the accident insurance:
- Death as result of an accident;
- Permanent disability due to an accident - 100%;
- Permanent disability due to an accident - 400%;
- Repatriation in case of death of the insured member person due to an accident;
- Surgery following an accident;
- Fractures due to an accident;
- Burns due to an accident;
- Temporary disability due to an accident;
- Hospitalization following an accident;
- Dental surgery following an accident;
- Medical expenses following an accident.
How does life insurance work and what is its usefulness
It is impossible to avoid all accidents, but you can protect yourself from their costs through the accident insurance. The insurance protects the insured person or the beneficiaries by covering the necessary costs, according to the insurance contract.
For a group, accident insurance may cover employees of a company either wholly or partially, depending on the criteria set by the company. Accident insurance may include as beneficiaries one or more family members.
Accident insurance works based on an insurance premium and covers the necessary expenses when the insured event occurs.
The most important advantages accident insurance offers are:
- Future financial control: not all events can be predicted and often they can be very costly. You may have control over costs through accident insurance.
- Costs coverage in case of an accident: Coverage regards costs resulting from an accident and may include therapy, medical exams, hospitalization or other necessary expenses.
- Flexibility in insurance plan: accident insurance can cover various costs such as disability, fractures, burns, surgery, temporary disability or repatriation in case of death.